Tifo | Transaction Automation

Automate payment verification

Every delay in confirming a payment creates doubt - customers hesitate, cancel, or move on.

Slow Fulfillment

Manual verification takes minutes or hours. We make it take milliseconds.

Instant notifications

Instant confirmations and real-time order updates eliminate customer confusion and uncertnity

Reconciliation Pain

Manual reconciliation leads to errors, missed payments, and lost revenue.

Focus on growth

With Tifo, every order instantly triggers payment and SMS confirmations; helping you build trust, reduce friction & increase sales.

All in One system

Simple design. Built for high availability.

All in 3 Simple Steps

From payment initiation to confirmation, everything is handled through a simple API flow.

Initiate payment via API
Receive real-time payment status
Automatically send confirmation SMS

SMS Automation

Don't just confirm—engage. Set rules to send custom SMS templates the moment a payment hits the ledger.

Custom Templates
Delivery Tracking

Reliable Webhooks

Your app is notified immediately. If your server is down, we retry with exponential backoff so you never miss a payment.

HMAC Signatures
72-hour Retries

POST /api/v1/payments

curl -X POST https://api.teafle.com/api/v1/payments \
	  -H "Authorization: Bearer API_KEY" \
	  -d '{
	    "ref_id": "ORD_ZAM_99",
	    "txn_amount": 800,
	    "customer_phone": "097XXXXXXX",
	  }'

Designed for developers who move fast.

Integrate in minutes with a developer-first API. No complex SOAP XML, no legacy headaches. Just clean RESTful endpoints and real-time JSON events.

Secure by Default

HTTPS-only endpoints, signed webhooks, and granular API scopes.

Testing Sandbox

Test your flows in our sandbox before going live. Simulation tools included.

Complete the full transaction flow in 3 steps

From initiating a payment to confirming delivery via SMS, everything is handled through a simple API flow.

1. Initiate Payment

Create a payment request for your customer.

POST /payments

2. Get Payment Status

Check if the payment has been completed.

GET /payments/<ref>

3. Send SMS Confirmation

Notify the customer instantly after payment.

POST /sms/send

Built for every industry

E-commerce

Instant order fulfillment. The moment payment is detected, your warehouse is notified and the customer gets an SMS tracking code.

School Management

Automate tuition tracking. Parents pay, receipts are generated instantly, and school finance records update in real-time.

Utilities & SaaS

Turn on services immediately after payment. No manual billing cycles. Pure automated renewal and top-ups.

Payment processing
SMS notifications
One powerful API

Transaction Lifecycle